What happens if you missed your Initial Enrollment Period for Medicare? Use the General Enrollment Period
If your client did not enroll in Medicare during their Initial Enrollment Period, then they will have to wait until Medicare’s General Enrollment Period. Every year the General Enrollment Period […]
Understanding Medicare Part D Extra Help: A 2024 Comprehensive Guide
Prescription drugs can be a financial burden for many individuals. The Extra Help program can help many low-income Medicare beneficiaries reduce their out-of-pocket prescription drug costs. As an agent, it […]
What is the Low-Income Subsidy Benchmark Premium and How Does it Affect Medicare Advantage Prescription Drug Plans?
The Medicare Extra Help program, also known as Low-Income Subsidy (LIS), assists low-income people with Medicare out-of-pocket costs associated with Part D prescription drug coverage. We cover the specifics of […]
The Ins and Outs of Extra Help, Low-Income Subsidy
Medicare costs can add up for beneficiaries for both prescriptions and medical costs. Even with Medicare coverage, they have a myriad of potential expenses including premiums, co-pays, co-insurance, and prescription […]
Medicare Changes for 2020
2020 is right around the corner. If you didn’t already know, some rates are changing for Medicare. Since we know it is hard to keep track of the cost share […]
How to use Medicare and VA Benefits Together
Medicare and VA Benefits Are your clients eligible for both Veterans Affairs Benefits and Medicare? Per VA and Medicare, they can be covered under both plans but they each pay […]
Medicare “Donut Hole”: Understanding Part D Coverage Gap
Medicare Part D can be confusing with it’s many tiers and coverage stages. A common source of confusion is the Medicare Prescription Drug Plan Part D coverage gap, commonly referred […]
Medicare Plan J and non credible PDP Coverage
Are you sure you’re Medicare customers are covered by credible prescription drug coverage? If they are currently on a Plan J Medicare Supplement, then they may not be covered and […]
Calculating PDP Late Enrollment Penalty
What is the Prescription Drug (PDP) Penalty? The late enrollment penalty is an amount added to Medicare Part D monthly premium. You may owe a late enrollment penalty if, for […]
