The $2,000 Medicare Part D Cap: How It Works and Why You Might Pay Less

hanks to the Inflation Reduction Act, Medicare beneficiaries will see a significant reduction in their out-of-pocket prescription drug costs. Beginning in 2025, all Medicare plans will feature a $2,000 cap […]
Understanding Medicare Part D Extra Help: A 2024 Comprehensive Guide

Prescription drugs can be a financial burden for many individuals. The Extra Help program can help many low-income Medicare beneficiaries reduce their out-of-pocket prescription drug costs. As an agent, it […]
What is the Low-Income Subsidy Benchmark Premium and How Does it Affect Medicare Advantage Prescription Drug Plans?

The Medicare Extra Help program, also known as Low-Income Subsidy (LIS), assists low-income people with Medicare out-of-pocket costs associated with Part D prescription drug coverage. We cover the specifics of […]
The Ins and Outs of Extra Help, Low-Income Subsidy

Medicare costs can add up for beneficiaries for both prescriptions and medical costs. Even with Medicare coverage, they have a myriad of potential expenses including premiums, co-pays, co-insurance, and prescription […]
Medicare Resources During COVID-19

There are many resources available to Medicare recipients during the COVID-19 Pandemic. To help our customers navigate safely during this time, we put together a list of useful Medicare resources […]
Medicare Changes for 2020

2020 is right around the corner. If you didn’t already know, some rates are changing for Medicare. Since we know it is hard to keep track of the cost share […]
Calculating PDP Late Enrollment Penalty

What is the Prescription Drug (PDP) Penalty? The late enrollment penalty is an amount added to Medicare Part D monthly premium. You may owe a late enrollment penalty if, for […]