2025 Medicare DSNP/LIS Special Enrollment Changes
Medicare has eliminated the quarterly Dual/LIS Maintaining Special Election Period and replaced it with 2 new SEPs. Dual and LIS beneficiaries will have new restrictions on plan changes, including when […]
Understanding Medicare Advantage Special Needs Plans
Medicare Advantage SNPs are a type of Medicare Advantage plan designed to cater to individuals with specific health conditions, health care needs, and financial circumstances. There are three main groups […]
Understanding Medicare Part D Extra Help: A 2024 Comprehensive Guide
Prescription drugs can be a financial burden for many individuals. The Extra Help program can help many low-income Medicare beneficiaries reduce their out-of-pocket prescription drug costs. As an agent, it […]
What is the Low-Income Subsidy Benchmark Premium and How Does it Affect Medicare Advantage Prescription Drug Plans?
The Medicare Extra Help program, also known as Low-Income Subsidy (LIS), assists low-income people with Medicare out-of-pocket costs associated with Part D prescription drug coverage. We cover the specifics of […]
The In’s and Out’s of the Medicare Savings Programs
This bog has been updated on 1/05/2025 to include the DSNP Special Enrollment Period changes. Medicare may give people access to medical coverage, but there are still many expenses that […]
The Ins and Outs of Extra Help, Low-Income Subsidy
Medicare costs can add up for beneficiaries for both prescriptions and medical costs. Even with Medicare coverage, they have a myriad of potential expenses including premiums, co-pays, co-insurance, and prescription […]
Understanding the Difference Between Medicare and Medicaid?
Do you and your Medicare clients understand the difference between Medicare and Medicaid? A lot of people have a difficult time understanding the difference between the two. Both programs begin […]