Understanding Medicare Advantage Special Needs Plans

Medicare Advantage SNPs are a type of Medicare Advantage plan designed to cater to individuals with specific health conditions, health care needs, and financial circumstances. There are three main groups […]
Mastering Medigap Guarantee Issue Scenarios: Your Definitive Guide

We get a lot of questions when it comes to Medigap guaranteed issue rights, also known as Medicare Supplements. Unlike Medicare Advantage plans, which do not require underwriting, Medicare Supplements […]
Understanding Medicare Advantage C-SNP Plans

Dealing with a chronic illness involves navigating complex healthcare needs and frequent medical attention. Medicare Advantage Chronic Special Needs Plans (C-SNP) are beneficial for people struggling with chronic conditions because […]
Understanding Medicare Part D Extra Help: A 2024 Comprehensive Guide

Prescription drugs can be a financial burden for many individuals. The Extra Help program can help many low-income Medicare beneficiaries reduce their out-of-pocket prescription drug costs. As an agent, it […]
What is the Low-Income Subsidy Benchmark Premium and How Does it Affect Medicare Advantage Prescription Drug Plans?

The Medicare Extra Help program, also known as Low-Income Subsidy (LIS), assists low-income people with Medicare out-of-pocket costs associated with Part D prescription drug coverage. We cover the specifics of […]
What Are 5 Star Medicare Advantage Plans

Star ratings for Medicare Advantage plans are an easy way to know if you are enrolling in a plan that offers excellent healthcare and customer service. Medicare Advantage (or Part […]
Medicare Supplements Guide: Understanding the Ins and Outs

Medicare Supplements are a great product to add to your portfolio in order to increase your yearly income. Whether you’re an existing Medicare agent wanting to keep sales up outside […]
MACRA changes to Medigap Policies for 2020

Changes for new Medicare beneficiaries January 2020 is on the horizon. The Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) is new legislation that will make changes to Medigap […]
Breaking Down Medicare Cost Plans

Understanding Medicare Cost Plans Medicare Cost Plans are a type of Medicare health plan available in certain areas of the country. Cost plans are kind of a hybrid plan between […]
Medigap Birthday Rule: Where it applies

What is the Medigap Birthday Rule? Are you an agent with Medicare clients in California or Oregon? If so, be sure you understand the birthday rule, a yearly opportunity to […]
Medicare Plan J and non credible PDP Coverage

Are you sure you’re Medicare customers are covered by credible prescription drug coverage? If they are currently on a Plan J Medicare Supplement, then they may not be covered and […]