Help Clients Avoid Medicare Enrollment Delays
Recent updates to Social Security policies could create challenges for clients enrolling in Medicare — especially if they’re not aware of how these changes affect their ability to apply. Agents […]
Helping Clients Choose Between Medicare and Employer Coverage: What Agents Need to Know
When clients turn 65 and are still working, they often face a complex decision: should they enroll in Medicare or stick with their employer-sponsored coverage? As a Medicare agent, your […]
2025 Medicare DSNP/LIS Special Enrollment Changes
Medicare has eliminated the quarterly Dual/LIS Maintaining Special Election Period and replaced it with 2 new SEPs. Dual and LIS beneficiaries will have new restrictions on plan changes, including when […]
Mastering Medigap Guarantee Issue Scenarios: Your Definitive Guide
We get a lot of questions when it comes to Medigap guaranteed issue rights, also known as Medicare Supplements. Unlike Medicare Advantage plans, which do not require underwriting, Medicare Supplements […]
Understanding Medicare Advantage C-SNP Plans
Dealing with a chronic illness involves navigating complex healthcare needs and frequent medical attention. Medicare Advantage Chronic Special Needs Plans (C-SNP) are beneficial for people struggling with chronic conditions because […]
What happens if you missed your Initial Enrollment Period for Medicare? Use the General Enrollment Period
If your client did not enroll in Medicare during their Initial Enrollment Period, then they will have to wait until Medicare’s General Enrollment Period. Every year the General Enrollment Period […]
Retroactive Entitlement SEP: When Medicare is Late Processing Your Medicare Enrollment
Many of our clients are reporting Medicare enrollment delays when first applying for Part A and B. In some cases, Medicare cards are arriving after the effective date of your […]
Medicare Plan Exits: Exploring the Medicare Plan Non-Renewal SEP
Approaching the Annual Election Period starting October 15th, most Medicare beneficiaries think about keeping their existing plan or changes they could make for the following year. However, sometimes Medicare Advantage […]
Agent Guide to Medicare Enrollment Periods
Navigating the complex world of Medicare can be overwhelming and confusing to your clients, particularly when it comes to understanding the various enrollment periods. These enrollment periods play a crucial […]
Moving out of area with Medicare Advantage Plan: What Happens and How to Navigate the Process
Medicare Advantage plans (MAPD) have different service areas available to those who live within that area. Service areas are typically based on geographic regions, such as counties or states, depending […]
Understanding the Medicare Rule on 40 Work Credits: What You Need to Know
As you approach retirement age, you may have questions about Medicare eligibility. One of the requirements for Medicare is having a certain number of work credits. In this blog, we […]
Can Non-U.S. Citizens Qualify for Medicare?
Do you qualify for Medicare if you are not a U.S. Citizen? If you are a non-citizen living in the United States, you may still qualify to enroll in Medicare […]
5 Things to Consider When Approaching Medicare to Avoid Common Mistakes
There are many things to consider when you are nearing Medicare eligibility. Enrollment timelines and requirements can vary depending on many personal factors; making the wrong decision could cost you […]
How Does Medicare Work with Third Party Injury Payments?
Medicare is secondary payer to group health plan insurance in specific circumstances, but is also secondary to liability insurance (including self-insurance), no-fault insurance, and Workers’ Compensation (WC). An insurer or […]
Understanding Medicare’s 3-Day Rule For Skilled Nursing Facilities
Although Medicare does cover care provided in a Skilled Nursing Facility (SNF), there are requirements before this coverage will be effective. Most notably, is Medicare’s 3-day Rule. Make sure you […]
How do you transition to Medicare from Employer-based health insurance?
These days there are a lot of people working past 65, the age when you become eligible for Medicare benefits. As a result, many of them are postponing their Medicare […]
Medicare Supplements Guide: Understanding the Ins and Outs
Medicare Supplements are a great product to add to your portfolio in order to increase your yearly income. Whether you’re an existing Medicare agent wanting to keep sales up outside […]
How Medicare Affects Your Health Savings Account
People aging into Medicare need to be aware how Medicare affects their Health Savings Account (HSA) and what Medicare expenses you can use the account to pay. Here are the […]
How to use Medicare and VA Benefits Together
Medicare and VA Benefits Are your clients eligible for both Veterans Affairs Benefits and Medicare? Per VA and Medicare, they can be covered under both plans but they each pay […]
Medicare’s SEP: Are You Using the Correct Codes?
As we move out of the Annual Enrollment Period and into ROY (rest-of-year) Medicare enrollment period, it is important to make sure you are using the correct Special Election Period […]
Help Fight Medicare Fraud
Medicare fraud wastes a lot of money each year and results in higher health care costs and taxes for everyone. Help your medicare clients by sharing the following helpful information […]
We Moved our UHC Contract!
We Moved Our United Healthcare Contract! We have moved our United Healthcare contract to Senior Market Sales! We already have our Humana, Cigna, & Silversript contracts with them so the […]
Calculating PDP Late Enrollment Penalty
What is the Prescription Drug (PDP) Penalty? The late enrollment penalty is an amount added to Medicare Part D monthly premium. You may owe a late enrollment penalty if, for […]
Medicare Enrollment: The Value of Convenience
In addition to cost, coverage, and benefits, here are some other things that medicare.gov suggests patients consider. Be sure to keep these in mind when helping your clients compare Medicare […]
What if my client missed their Initial Enrollment Period? When is the next time my client can sign up for Part B coverage?
If your client missed the Initial Enrollment Period, the next time he or she can sign up for Part B will be during the General Enrollment Period unless they qualify […]
Are your clients making a huge Part B enrollment mistake?
You may know that eligibility for Medicare benefits begins at age 65. You may also know that Part A is commonly free and Part B typically involves a monthly premium. […]
