In addition to cost, coverage, and benefits, here are some other things that medicare.gov suggests patients consider. Be sure to keep these in mind when helping your clients compare Medicare options this year:
Doctor and hospital choice
Do your doctors accept the coverage? Do you pay less if you choose your hospital and health care providers from the plan’s network?
Is the pharmacy you use included in your drug plan’s network? Do they use e-prescribing? Can you get refills by mail? Remember that plan networks can change from year to year. If it’s important to you to stay with the same pharmacy, it’s worth checking to make sure they’ll still be in your plan’s network.
Does your plan cover you when you’re out of state? Maybe you travel a lot, or spend part of the year in a different state. If you do, see if your plan will cover you when you’re in all the states where you travel.
Ask yourself if you’re happy with your current plan and the coverage you have to meet your needs. Not all health care is created equal, and the doctors, hospitals and facilities you choose can impact your health. Look for plans with a 5‑star performance rating—the right expertise and care may help speed your recovery and improve your health outcomes.
Keep these points in mind when you are assisting your clients.