Medigap Birthday Rule: Where it applies
What is the Medigap Birthday Rule? Are you an agent with Medicare clients in California or Oregon? If so, be sure you understand the birthday rule, a yearly opportunity to switch Medicare Supplement companies WITHOUT underwriting. Read the following questions
Medicare Plan J and non credible PDP Coverage
Are you sure you’re Medicare customers are covered by credible prescription drug coverage? If they are currently on a Plan J Medicare Supplement, then they may not be covered and could be racking up ongoing monthly penalties. Why is this?
Calculating PDP Late Enrollment Penalty
What is the Prescription Drug (PDP) Penalty? The late enrollment penalty is an amount added to Medicare Part D monthly premium. You may owe a late enrollment penalty if, for any continuous period of 63 days or more after your
CMS Proposed Changes to Medicare 2019
CMS is proposing changes to Medicare Costs for 2019. Make sure you are aware of these proposed changes so you can act accordingly. Here are some of the Proposals for the year 2019, as well as glance for 2018. CMS is
Helping Patients Fight Lung Cancer with Medicare
As a Medicare agent, you need to educate your clients on plan coverage. Did you know Medicare Part B covers smoking and tobacco use counseling? Lets help our clients understand their benefits when choosing plans and stay up to date
Medicare Enrollment: The Value of Convenience
In addition to cost, coverage, and benefits, here are some other things that medicare.gov suggests patients consider. Be sure to keep these in mind when helping your clients compare Medicare options this year: Doctor and hospital choice Do your doctors
2017 Medicare Part D Low-Income Subsidy (LIS) Income and Resource Standards
The new income and resource standards will be applied to all LIS applications filed on or after January 1, 2017. 2017 POVERTY GUIDELINES ALL STATES (EXCEPT ALASKA AND HAWAII) AND D.C. ANNUAL GUIDELINES FAMILY PERCENT OF POVERTY GUIDELINE SIZE
What if my client missed their Initial Enrollment Period? When is the next time my client can sign up for Part B coverage? (Part 2 of 2)
If your client missed the Initial Enrollment Period, the next time he or she can sign up for Part B will be during: Special Election Period General Enrollment Period Special Election Period (January 1st – December 31st): One way to
Are your clients making a huge Part B enrollment mistake?
You may know that eligibility for Medicare benefits begins at age 65. You may also know that Part A is commonly free and Part B typically involves a monthly premium. Unfortunately not everyone knows that coverage may NOT start the